In every business, certain rules and regulations are required to be followed. This is also true for direct selling industry. The same are elucidated below:

Introduction And Definitions For Applicant / Associates

This document including the application form for Free registration as Applicant / Associates are to be signed by the Applicant and his/her Associate, if any and the duly completed form require to be submitted to and approved by the Firm:

Access Buisness (here in after referred as a firm) is a Firm incorporated under the Partnership Act, and has its Corporate Office at 205, 2nd Floor, Orange City Tower, Opp. Tilak Patrakar Bhavan, Dhantoli, Nagpur, Maharashtra 440012. The Firm is inter-alia into the business of Direct Selling of various products such as Consumer Durable, Non- Durable, Fashion, Clothing, Automobiles product/s, Services, Insurance and its accessories.

The objective of Firm is to create opportunities for its Applicant / Associates and improve their lifestyle, uplift socio-economic status and provide better living by giving an opportunity to be part of direct selling business. Firm through its vast range of products gives the Business Applicant / Associates an opportunity to start their own business. On becoming the Firm's Associate, the products are available at Discounted Rates (Optional) for personal consumption / use only and the Applicant / Associates can introduce new people to start their respective businesses in the same manner.

Any Indian citizen of 21 years and above can become an Applicant / Associates of the Firm without any investment. Registration process and terms are very easy and absolutely FREE.

On receiving this document including the application form for registration as an Associate duly signed by the Primary Applicant / Associates and his/her Associate, is to be submitted to the Firm and on acceptance by the Firm registration process is completed.

"Firm" in this document refers to M/s. Access Buisness, a duly registered Partnership Firm.

"Associate" in this document refers to the person or persons and/ or entity duly registered and KYA compliant by the Firm under their respective Application Form to self-order, promote and sell the Consumer Durable, Non- Durable, Fashion, Clothing, Automobiles, Two Wheelers and other such products under the name and style of M/s. Access Buisness.

"Applicant" in this document refers to the person or persons and/ or entity duly registered by the Firm under their respective Application Form to self-order, promote and sell the Consumer Durable, Non- Durable, Fashion, Clothing, Automobiles, Two Wheelers and other such products under the name and style of M/s. Access Buisness.

"Products" in this document refers to the Consumer Durable, Non- Durable, Fashion, Clothing, Automobiles, Two Wheelers products and other such products under the Firm's Trademarks, or otherwise.

"Wallet Amount" in this document refers to all such earnings generated by the associated and is yet to be paid / transferred to his bank account, subject to all necessary compliances.

"Business Revenue Multiplier Plan" in this document refers to all such type of direct and indirect income to be generated based on the Applicant / Associates own and his/her directly introduced downlines performance.

"Free Look Period" refers to the period of time of SEVEN (7)days to withdraw their Application Form (from the day of Log in of Order Booking Date)and ask for refund, where in the prospective Applicant / Associates gets a Hundred Percent 100% refund of the ADAOP, in such a case there is no income assured to Applicant / Associates or their up lines.

"ADAOP (Advance Deposited Amount Against Product)" in this document refers to the initial amount that is required to book any product promoted under the Firm's Trademarks, or otherwise.

"KYA" "Know Your Associate" is the process of the Firm for verifying the identity of the Applicant / Associates who have applied with/to the Firm for the Firm's products, it is mandatory that all the forms including Application Form For Associate , KYA Form and documents, be completed, duly signed and must reach the Office Of the Firm for verification. Only Successful verification done KYA Associates can enjoy the benefits of the Business Revenue Multiplier Plan Commissions, incentives, bonuses or any other such income as well as rewards and Recognitions announced form time to time by the Firm and start Promoting this Business Opportunity to other Prospective Applicant / Associates.

Applicant / Associates of the Firm is not an employee, agent, partner or a legal representative of the Firm. An Applicant / Associates is a business owner doing his/her business independently. "Commissions, Incentives, Bonuses" The Commissions, incentives, bonuses or any other such income in this document refers to the income paid only on the actual New Business generated by payment of "ADAOP" which has crossed Free Look period and KYA verification is completed successfully.

THE TERMS AND CONDITIONS FOR APPLICANT / ASSOCIATES:

Eligibility Criteria:

* The Applicant must have completed 21 Years of Age prior to the date of application.
* The Applicant must be an Indian National.
* The Applicant must not be convicted of any crime, not be insolvent and should be mentally sound to carry out business with the Firm.
The Applicant must be registered with the Firm, in case if the applicant is unregistered then the Firm shall not release the Commissions, incentives, bonuses as the case may be till the Applicant gets himself/herself registered with the Firm as may be required by the Law of the Land and produces a copy of the same at the Firm.

Acceptance Of Application And Registration:
An Applicant / Associates will be registered as an Associate FREE of charge. .On receiving the Application by respective section of the firm after scrutiny if found eligible will be accepted.
The password will be created and communicated to Applicant / Associates through SMS on registered mobile number and E-mail, which can be changed after first login in Firm official website. Password is not to be disclosed to anybody. An Applicant / Associates will be solely responsible for disclosure and misuse of password.
An Identity Card will be issued to every Associate.

"KYA" Compliance:

On registration as An Applicant / Associates it is mandatory to complete "KYA" formality submitting hard copy of application duly signed by Applicant / Associates and his Introducer along with valid proof of identity, Pan and address. Also one blank and cancelled bank cheque is to be submitted.
The documents such as self-attested Photograph, PAN, Aadhaar, cancelled Bank cheque along with the filled application form have to reach the Firm's office address without which the ID issued to the Applicant / Associates shall not be activated. To ensure further business transaction with the Firm smoothly, the Applicant / Associates ID must be activated and alive.

Responsibilities Of An Associate / Applicant:

To become an Applicant / Associates of Firm, it is mandatory to
(a.) Register Online ;( Free of Cost)
(b.) Order a product of the Firm from the list of products displayed on the Firm's website
(c.) Upload self-attested copies of the list of documents along with photographs and then send the same by registered courier to the Corporate Office for verification and approval. A person can become an Associate of the firm by filling the online Application Form followed by product order form and by instant OTP verification. The Firm will verify the Applicant / Associates mobile number with the help of an OTP (One Time Password) once he/she registers online. Only one registration is possible via one mobile number.
An Applicant / Associates is responsible to comply with all the local, state and national laws and is liable to pay all the local, state and national taxes and fees, as required by the law of the land.
An Applicant / Associates will be responsible for any miscommunication and any commitment which is not reflected on official website and any written document of Firm.
An Applicant / Associates will pass on every communication from the Firm to his Introduced Applicant / Associates positively.
It is moral responsibility of an Applicant / Associates to guide and help his introduced Associates for proper and ethical performance.
An Applicant / Associates will not be involved or become a party to any activity which may bring disrepute or defame the Firm or result in any loss in any form to the Firm.
An Applicant / Associates cannot change his/her introducer line.
The Applicant / Associates has to attend free/paid training sessions conducted by the Firm from time to time, only the trained Associates are allowed to make presentations to prospective Applicant / Associates or meetings as the case may be.
The Applicant / Associates knows and understands that, the Firm M/s Access Buisness, does not guarantee any specific level of income, as income is derived solely from the sales / booking of the Firm's products by himself and his down line/s. The actual income depends upon the Associates own efforts and results.
The Applicant / Associates knows and understands that, only those amounts, which have crossed the Free Look Periods as well as qualified "KYA", shall be considered for calculation of commissions, bonuses, incentives and any other benefits as the case may be.
The Applicant/Associates shall not at any time promote the Firm's products in such a manner which in any way misrepresents the Firm's product / payment, or for that matter any information in any form or manner whatsoever, which might bring the Firm to disrepute or financial loss or both, for which the Applicant / Associates and their entire Introducer Up lines, excluding the Firm, shall individually/jointly indemnify the Firm for any such damage whatsoever.
The Applicant / Associates know and understand that, the reports of down lines are proprietary and confidential to the Firm.
It is not acceptable to allow any friend or relative or any other Applicant/Associates to do business on the Applicant /Associates ID.
Applicant / Associates/s do not have the authority to bind the Firm to any obligation, agreement or commitment of any kind. The Applicant / Associates/s must not at any time, in any manner, suggest or imply that she / he is in employment, in joint venture, an agent or legal representative of the Firm. All Applicant / Associates/s are business owners doing their business independently.
The Applicant / Associates would receive a personal identification number, which shall be recognised as Associate Identification Code (AIC). This number shall at all times be required to be mentioned in the Associate's Business login form/s or for making inquiries, related to the Applicant / Associates, with the Firm. The AIC issued to the Applicant / Associates is non-transferable and confidential. The Applicant / Associates shall not disclose his/her AIC to any other person.
In case of Partnership Firm or Firm working on a single ID, only one Partner/ Applicant / Associates or the Primary Applicant / Associates will get benefits on that ID and not all the Partners/ Applicant / Associates. An Applicant / Associates shall have to upload passport size photograph, Aadhaar Number, PAN Number, Bank Passbook/Cancelled cheque and self-attested KYA Documents ID Proof and Residence Proof such as self-attested copy of Aadhaar Card, Driving License, Voter ID Card, Passport, PAN Card and Ration Card or any other identity document issued by the state or central government which can be verified, in his/her profile on the Firm's website immediately at the time of joining and send the same documents along with the downloaded duly completed Application Form at the Firm's address, to ensure release of pay-outs smoothly. The Applicant / Associates must have a PAN number, which is mandatory in order to receive commissions, bonuses, incentives and any other benefits as the case may be, from the Applicant / Associates Business of the products of the Firm.
Associate's Identity Card will be available free of charge in the Associate Login ID after the activation of the ID. Associates can download the ID card from their profile on the website and get it printed themselves. All Associate should at all times carry their ID cards and they shall not visit any prospective Applicant/ Associate's premises without prior appointment / approval.
The Applicant / Associates knows and understands that, all the payment of commissions, bonuses, incentives and any other benefits as the case may be, will be made on every subsequent Monday for preceding 10 days, subject to fulfilling of both the criteria i.e. Free Look Period and KYA. In case , the payment day happens to be a holiday then the subsequent working day would be the day for the payment of commissions, bonuses, incentives and any other benefits as the case may be, unless otherwise stated by the Firm The Introducer Associate shall be responsible in the grooming of the prospective Applicant / Associates under the training wing of the Firm and shall be solely liable if the Firm suffers any kind of Loss/es or damages or defamation as the case may be to the extent of the Loss/es or damages or defamation suffered by the Firm due to such an introduced Associate.
The Applicant / Associates shall not modify, alter, change, hide the product details to his/her down lines or their prospective Applicant/ Associates which might prejudice the interests and/or goodwill of the Firm The Applicant / Associates shall also abide by the terms and conditions of the Third Party, whose product's the Firm shall be promoting.
The Applicant/Associates shall not at any time during the continuance of their business as Applicant / Associates or thereafter market or promote any other entities product/s, poach their or other down lines into doing business of other individual's/ entity's products which shall prejudicial to the Firm's interest and shall lead to termination of the respective AIC, also ultimately leading to for future of the AICs entire Commissions, Bonuses, Incentives and any other benefits as the case may be.
The Applicant/Associates shall not at any time promote the Firm's products in retail outlets, which could lead to termination and for future of the AIC as well as Commissions, Bonuses, Incentives and any other benefits as the case may be.
No product is available on pay against delivery basis. The Product would be delivered on a specified day as announced by the Firm only on receipt of Full and Final Payment against the respective Booked Product by the Particular Applicant / Associates at the Corporate Office/Branch of the Firm, or as announced by the Firm from time to time.
Delivery by courier is not yet available for all pin codes. This is due to limitations of courier services we use. Delivery is available for all at the corporate office or branches of the Firm as decided by the firm free of cost by showing proper and legitimate ownership proof of the concerned Associate. Courier charges shall be extra in case if Any Applicant / Associates requests for such delivery at his / her registered address with the Firm as mentioned in their respective Application Form.
Any immediate family member of an Applicant / Associates above the age of 21 years can join in the down line of that particular Applicant / Associates, if they so choose.
Extended family member: Brother, sister and married daughter are considered as a member of extended family. They can join any other Applicant / Associates and perform as per the business rules. Please note that this is done with the best and transparent intentions and benefit of one and all. Legally separated wife, husband, daughter and son can do business individually only after getting confirmation from the Firm.

If two Associates get married:
Wife and husband can work separately on their old separate IDs. If the husband and wife want to work together, one spouse will have to surrender his/her Associate ID and the down line team will be rolled up to his/her upline.
Two married Associates can form a Partnership Firm and work together on that ID on which they have not resigned.
The spouse of Associate will be considered as Co-Applicant/Associates by default. (A) If they are getting divorced then the benefits of the Associate ID will be distributed equally to both the Applicant / Associates or as per their mutual agreement or as per the directions of the Court.
Any gift and/or tour will be given to the working Associate only. Subject to (44.A), Associate will have to submit the copy of the papers related to the divorce with the Firm.
It is not acceptable to allow any friend or relative or any other Associate to do business on the Applicant / Associates ID.
When Associate's Business from Firm's products or income from Firm's Business becomes 40 lakhs or more then that Applicant / Associates has to file for GST Number and share the GST Number with the Firm or as updated by the Law of the Land.
Firm will not be responsible for any kind of loses due to the termination of ID of an Associate. Associate will be solely responsible for all the losses.
The Introducer Associate will offer the prospective Applicant/Associates accurate and complete explanation and demonstrations of goods and services, prices, credit terms, terms of payment, return policies, terms of guarantee and after-sales service.
Any Associate who has qualified for any gift/tour will not get any other gift/cash in exchange. When the Firm is organizing a tour, and if such an Associate does not avail of the gift/tour or is not present, the gift/ tour shall be deemed as forfeited. In case the visa application of an Associate for the foreign tour is rejected by the embassy on any grounds, the Firm will not be responsible for the same and shall not be liable to compensate the Associate.
In case of any mischievous activities found in filing the online Application Form , Order Form then all such forms shall be kept in abeyance till it is corrected by the concerned Associate and their introducers or else such Introducer Associate ID shall be suspended/terminated, as the case may be. The Applicant / Associates shall be recognised as an "Associate" irrespective of other recognition titles.